In addition to supporting legislation that supports the rights of consumers and their ability to control their personal financial lives, we provide a wealth of information to arm our members with the knowledge they need to enforce their rights. When knowledge alone is not enough, we provide a number of services through our nationwide network of attorneys, so that our members never feel powerless against business or government interests that may try to take advantage of them or violate their legal rights.

We offer both individual and family membership plans. Every member of our organization receives access to the benefits listed below. In addition, we are able to offer a number of consumer products and services at special discounts to our members. The savings achieved by our members through use of our provided services far outweigh their membership investment.

Highlights, Specialties & Features

  • Nationwide Legal Network of over 20,000 Attorneys
  • Free/Discounted Income Tax Preparation and IRS Audit Defense Services
  • Identity Theft Protection with $25,000 Insurance Policy
  • FREE Credit Restoration and Augmentation Services
  • Debt Negotiation and Debt Settlement Services
  • Mortgage Loan Modification Services
  • Much, much more

Payment Options

  • American Express, Credit Terms Available, Debit Cards, Discover, Financing Available, MasterCard, Money Orders, PayPal, Personal Checks, VISA

Contact Details

  Person Randall Parker, MBA
  City Washington, DC
  Zip Code 20005
  Address 1090 Vermont Avenue, N.W. Suite 910
  Phone Number (202) 470-3273

Business Representative

Randall Parker, MBA

CEO / President

Randall Parker, MBA has over twenty-five years' experience as a business consultant, including over ten years' experience working as a financial planner. He is an expert in the fields of personal finance and credit, having worked in the Real Estate, Mortgage, and Auto Financing arenas during his remarkable career. Randall received his MBA from the University of Southern California, and holds two Bachelor's Degrees in Business: Finance (minor in Economics) and Sport Management (minor in Statistics). He completed his undergraduate work at California State University in Bakersfield, graduating Magna cum Laude. He has been president of NCRA since August 2008.

  • I would recommend this business
  • Fast and live chat worked well
  • None I know of

Many credit card companies are trying to hike the APR's before the 2010 deadline that would actually outlaw this practice. I was hit by Capital One with a double APR with no justification, no prior late fees, and excellent credit. National Consumer Rights answered quickly my questions on my rights and reconfirmed by suspicions of what to do within 5 minutes.


Value for money
Service & support
Overall ratingExcellent

  • I would recommend this business
  • Fast service, accessible customer service (humans), and exceed expectations
  • I wish I had found them sooner!

I contacted NCRA last September (2008), after my divorce was final. My ex-husband had left me with a number of past due and unpaid accounts, including collection accounts and a tax lien.

Working with NCRA, they were able to help me correct my credit report to the point that they were able to qualify me for a mortgage for a new home. My score increased over 150 points in just under six months.

I would recommend NCRA to anyone who is facing any type of legal or credit challenge. Their attorneys are top notch also, and they helped me get a traffic ticket dismissed without my even having to appear in court!

They are wonderful people, and always available.

Value for moneyWorth every penny!
Service & supportAlways responded within 24 hours to email.
QualityImproved my credit score over 150 points.
Overall ratingExcellent